The following questions are often used by financial counselors to help people identify habits that may indicate a debt problem. Be honest with yourself as you read and answer the questions on this list.
• Do you put off paying your bills each month because you are worried that you won’t have enough […]
Credibility, dependability, and longevity in the home lending business are good places to begin. In other words, the mortgage is a security for the loan that the lender makes to the borrower. It is a transfer of an interest in land, from the owner to the mortgage lender, on the condition that this interest will […]
Believe it or not, there are ways to convert taxable income into non-taxable income, without any fear of an IRS audit.
Here’s one of my favorites. It’s been part of our tax code for over 30 years, yet many still don’t take advantage of it.
What am I talking about?
The IRA — Individual Retirement Account.
Now, before you […]
When you’re shopping around for a bank account there are a lot of factors to consider. Many people go for up-front incentives, such as money paid into the bank account, vouchers or a gift. However, it is worth looking at bank accounts in more depth to find out what you might be paying for various […]
Depending on which company supplies your credit card and which
credit card you have, you are likely to have access to a whole
range of additional services that come along with your credit
card. These will be different for all credit card providers who
each offer their own benefits and advantages to their customers.
Some credit cards will offer […]
Can you really afford a house? If so, how much house can you afford? To determine this answer will take serious financial planning, and the best time to start is at least six months before buying the home.
Although buying a new home may seem like an American Dream or romantic venture, the reality is that […]
With the euro down nearly 15% this year and at a two-year low against the U.S. dollar, the world’s largest exporting nation is worth a good look. So is another country that has thriving exports in spite of a stronger currency. We’re talking about Japan and Germany, respectively, the world’s second- and third-largest economies.
The […]
Consumer credit reports are often used by businesses to help
them decide whether to lend money or provide other types of
benefits to a particular consumer. Credit bureaus provide credit
report information on consumers to interested parties, to enable
them to assess a person’s risk levels or suitability for a loan
or other purpose. These consumer credit reports show the […]