Is debt consolidation right for you?
You’ve probably heard all kinds of stories about consolidating your debt. Some of them portray it as the easiest and quickest way to repay your debts. Other rumours cunjure up a scary picture of increasing debt that could lead to financial ruin.
The real situation probably rests right in-between. Debt […]
The following questions are often used by financial counselors to help people identify habits that may indicate a debt problem. Be honest with yourself as you read and answer the questions on this list.
• Do you put off paying your bills each month because you are worried that you won’t have enough […]
Credibility, dependability, and longevity in the home lending business are good places to begin. In other words, the mortgage is a security for the loan that the lender makes to the borrower. It is a transfer of an interest in land, from the owner to the mortgage lender, on the condition that this interest will […]
A common misconception regarding the problems associated with overextending ones finances is that it’s the result of easy credit. I want to smash that idea here and now because it’s not easy credit that’s the problem but more specifically it’s a behavior or lack of discipline problem. Sure, the convenience of having credit and being […]